3.8 C
Alba Iulia
Wednesday, November 20, 2019
No menu items!
  • Do You Know

Phone call scams can steal your money – Pay attention! | Do You Know

Must Read

19 November history of India and world – Historical Events

Let us know some important events of November 19, knowing that...

18 November history of India and world – Historical Events

Let us know some important events of November 18, knowing that...

List of Indian states and their languages – Indian states and their languages

The article provides detailed information on the official languages of India...

While online scams are on the rise in our modern, high-tech world, many fraudsters still rely on good, old-fashioned phone scams to congratulate victims.

Phone scams have been around as long as landlines were present. But thanks to the rise of the smartphone, due to which almost everyone has their own device almost all the time – but it also means that for callers you have to make false claims, plead for help or get a free holiday or lottery. There are many more opportunities for promising.

Although many believe that it is only the elders who get caught up in such scams, they are not really so. These scams are growing more and more sophisticated, and anyone can fall prey to them.

Read More: Do you know | How to make money from Network Marketing

Phone Call Scams Could Steal Your Money

We have compiled a list of ten phone call scams among the most sophisticated phone scams that can happen to any Indian.

Your Credit / Debit Card period will expire soon

You get a call from an unknown landline or mobile number claiming to be the so-called bank manager or bank customer care. You are told that the credit/debit card you have is expiring soon and they are sending you a new card. For this, you ask for your current card details, such as card number, password and CVC code.

Just! If someone gives this information, then he is sure to cheat. Soon all the money in his savings account will disappear or you have given the credit card number, then your entire balance will be exhausted.

Note: Banks never ask for your credit/debit card or account number over the phone.

Bank Fraud Calls

  • Sometimes crooks will pretend to be good. They can call and say that they are alerting a customer to possible fraud in their bank account.
  • Or they threaten you, that you have not maintained the minimum account balance, and therefore they will close your account soon.
  • As the call progresses, they request a bank account number, password, or other sensitive data.
  • At such a time, you should not give these details to anyone who calls. Instead, hang them up and contact your bank directly to confirm if the call was valid.

Call from the telephone operator

A caller claiming to be from Idea or Airtel(others) congratulates you in your name and then asks if your number is prepaid or postpaid. After that they confirm your details like address, date of birth, etc., the caller offers to help you get a better mobile plan or some offers and finally ask for your bank details.

BHIM / Paytm upgrade

After demonetization, apps like Paytm and BHIM have become the choice of the people. But they also give scammers another chance to encash. These calls can be made from the so-called BHIM app or Paytm to “help” them. It can be claimed to call from Paytm or other mobile wallet authorities to assist in mobile banking and wallet. Ultimately, it aims to collect your confidential banking information.

Fake Charity Appeals

  • Charity scams become common after a natural disaster or other tragedy. The crooks rely on the goodwill of those who want to help. To avoid paying money to the offender, do not make any donations to unwanted callers. Instead, choose a reputable charitable organization.
  • Forgers also try to take advantage of national disasters.
  • These opportunists seek ways to profit from the misfortunes of others by soliciting donations for charity – which are completely fake.
  • To be safe, only give money to respected charities you have heard of and who have proven to be reliable.

Lottery Scams

If you get a call saying that you have been randomly selected to win the foreign lottery, do not believe it. These calls are fake only! And the most understandable thing is that the caller would say that you need to pay taxes or other government fees to transfer the winnings.
“Whatever I have won, why don’t you send the remaining money to me after deducting this money from me?” I said. The frontman felt bad and hung up.

Congratulations, you have just won a million dollars! First, you ask for some money to get such a big cash prize or a wonderful holiday. But later this amount gradually increases. They threaten you that if you do not pay, you will lose the money given earlier. That way you get trapped.
One must understand how one can win such a huge amount without participating in any competition.

Insurance, Health Care and Debt Scams

These days many phone scams involve fraudsters trying to sell auto warranties, offer loans or verify health insurance information.

Keep in mind that LIC or IRDA or other insurance company never calls themselves to sell their policy and no you should buy a policy over the phone.

People offering loans and posing as health insurance representatives can use the information you provide for identity theft.

How To Save Yourself From Phone Call Scam

Below is a list of secure banking tips –

  • Banks or any of their representatives never send email / SMS to customers or call them on the phone and ask for personal information, passwords or one time SMS (high security) passwords. Any such e-mail / SMS or phone call is an attempt to fraudulently withdraw money from a customer’s account through Internet banking. Never answer such email / SMS or phone calls.
  • Never respond to emails / embedded links/calls that ask you to update or verify user ID /password/debit card number / PIN / CVV, etc., about such email / SMS or phone call to your bank Notify. If you have accidentally disclosed your credentials, change your password immediately.
  • Do not provide any personal or confidential information on a page that may have come up as a pop-up window.
  • Always remember that information like password, PIN, TIN, etc. are strictly confidential and are not known even to the employees/service personnel of the bank. Therefore you should never ask for such information.
  • Never give your identity proof to anyone without any real reason.
  • Never click on any link in an email to access the bank’s site.
  • Access your bank’s website by simply typing the URL in the browser’s address bar.
  • Do not provide your bank account details to job offer emails or to those claiming to win your lottery. Avoid opening email attachments from unknown senders.
  • Avoid accessing internet banking account from cybercafé or PC or mobile connected to public Wi-Fi.

So friends, hope you liked this article and you got some new information. Please tell me in the comments.

- Advertisement -

LEAVE A REPLY

Please enter your comment!
Please enter your name here

- Advertisement -

Latest News

19 November history of India and world – Historical Events

Let us know some important events of November 19, knowing that...

18 November history of India and world – Historical Events

Let us know some important events of November 18, knowing that your general knowledge will increase....

List of Indian states and their languages – Indian states and their languages

The article provides detailed information on the official languages of India and the state as the...

Here is why you should avoid eating raw foods – According to Ayurveda

Eating raw foods is one of the most popular diet trends these days. People who...

17 November history of India and world – Historical Events

Let us know some important events of November 17, knowing that your general knowledge will increase....
- Advertisement -

More Articles Like This